The Process | Benefits | Benefit Team

LEADERSHIP AND CONSULTANTS

Ann Lazzarino

Employee Benefits Practice Leader
Senior Vice President

Ann oversees York’s Employee Benefits division. She works closely with York’s Employee Benefits brokers and service teams to ensure service consistency and develop insurance solutions for emerging industry challenges. With over 25 years of industry experience, Ann leads with a client-first focus in evolving York’s Employee Benefits service strategy and approach.

Ann brings her natural leadership ability and comprehensive experience to add a layer of management and influence to York. In addition to leading the team, Ann offers extensive knowledge in consulting various employers in all aspects of employee health benefits solutions including cost containment strategies, funding analysis, compliance, etc. Ann successfully advises employers in developing competitive, cost-effective benefit plan solutions that set employers apart from their competitors. Her knowledge of funding arrangements, coupled with creative plan strategies, drive positive financial results that employers are looking for. Her passion for delivering excellent service creates the ideal partnership for her clients. Ann has worked with some of the nation’s largest private-sector and public agencies.

Ann is a graduate of University of Phoenix where she received a degree in Business Management. She holds a Life & Health Producer license in the state of New York.

Dan Zambardino

Senior Benefit Consultant
Vice President

Dan is a Senior Consultant at York International. He has a strategic-thinking approach to achieve his client’s goals and possesses a broad range of subject matter expertise in the areas of medical, dental and ancillary benefit administration across all funding arrangements. He serves with dedication being their trusted advisor and a dependable carrier/vendor liaison demonstrating a high degree of professionalism. Outside of traditional funding and product lines, his areas of expertise include alternate funding, contribution modeling, consumer driven plans, compliance, employee engagement, financial analysis, problem solving, voluntary solutions and wellness initiatives. Dan is recognized for his ability to implement change while making the complicated understandable so that his clients can concentrate on the growth and success of their business while relying on him to get the job done.

Dan is a Senior Consultant at York International. He has a strategic-thinking approach to achieve his client’s goals and possesses a broad range of subject matter expertise in the areas of medical, dental and ancillary benefit administration across all funding arrangements. He serves with dedication being their trusted advisor and a dependable carrier/vendor liaison demonstrating a high degree of professionalism. Outside of traditional funding and product lines, his areas of expertise include alternate funding, contribution modeling, consumer driven plans, compliance, employee engagement, financial analysis, problem solving, voluntary solutions and wellness initiatives. Dan is recognized for his ability to implement change while making the complicated understandable so that his clients can concentrate on the growth and success of their business while relying on him to get the job done.

Dan attended Ithaca College & Cornell University and is a graduate of William Paterson University achieving a bachelor’s degree in Art History. He is a licensed producer with the following authorities: Life & Accident/Health or Sickness, and Property & Casualty

David Kane

Senior Consultant

David is a Senior Consultant at York International. David’s role includes senior level problem solving, with proven skills in handling complex organizational issues with uncommon sense. He assists in implementing creative funding arrangements, progressive cost management and an elevated service model which supports members in a holistic manner. His compliance directed perspective helps employers assure they are adhering to the ever-changing landscape of government regulations. In addition to providing solutions to benefits program, he is responsible for Retirement and Individual insurance.

David has over 30 years of experience in insurance, benefits and financial services. David has worked with employers in different industries. He has extensive experience in both fully insured and self-funded medical/dental/vision plan arrangements, provider excess risk placements, group purchased employee benefit programs, wellness and disease management programs, etc.

David is a graduate of The University of Michigan. He holds Life/Health/Variable and Property Casualty Producer licenses in New York and several other states. He also is Series 7, 65, 63 licensed and is affiliated with American Portfolios Financial Services Inc and American Portfolios Advisory Services Inc. He is a Health Rosetta Advisor, Accredit Investment Fiduciary and Certified Senior Advisor

Desiree O'Neil

Benefits Consultant

As a Benefits Consultant at York International, Desiree works collaboratively with her clients to oversee, analyze and design competitive employee benefits programs. She has an expanded knowledge base with a heightened focus on benefit design and financial detail. Desiree begins by learning the client’s business objectives, cultural, talent management and benefit plan goals; then applies analysis to the benefits program to assess its effectiveness in meeting each goal. Desiree possesses a strong command of industry solutions and knowledge.

Desiree is a Benefits Consultant with 20+ years of experience. She is well versed in fully insured, self-insured and level-funded plans. With all clients, her objective is to provide solutions and consistent client satisfaction throughout every aspect of her consultant role. She works effortlessly to establish a solid consultant/client relationship and believes this insight helps her have a better understanding of client culture. These relationships help her deliver a higher quality client service experience.

Desiree is a graduate of Stony Brook University where she received a degree in English. She holds a Life & Health Producer license in the state of New York.

Ira Cohen

Benefits Consultant

As a Benefit Consultant with York International, Ira is driven by a passion and desire to deliver the most competitive, innovative and cost-efficient benefit programs for his valued clients. He begins by learning the client’s business objectives, cultural, talent management and benefit plan goals—then, applies analysis to the benefits program to assess its effectiveness in meeting each goal. Ira possesses a strong command of industry solutions and knowledge. Utilizing a strategic approach, Ira pairs his expertise with an uncommon attention to detail and analysis that work in concert to deliver results that surpass clients’ expectations. Ira has a knack of explain the difficult and making it easy to understand and prides himself on being able to meticulously work through complex issues to the satisfaction of the client.

Ira has worked in the insurance industry for over 30 years and has extensive experience working with different employers. It is very clear to his clients that Ira has a passion for delivering “white glove” service and there is never an issue too big or too small that he is not ready to take on.

Ira is a graduate of Baruch College where he received a degree in Marketing Management and holds a Life/Accident & Health license in the state of New York.