| Did you know that flooding is ranked #1 in natural hazards in the US? Despite what some people may think, flooding affects every single one of the states, and New York is no different. |
|
| |
|
| Because of this, it is very important that you have a policy for flood insurance. NY homeowners should know that flood insurance is never included in a home insurance policy, so it is crucial that you have a stand-alone NY flood insurance policy. |
|
| |
|
| Depending upon both your property’s location and flood history, there are two types of flood insurance for which you may qualify. These include standard flood insurance policies for communities that participate in the National Flood Insurance Program (NFIP), and Preferred Risk Flood Insurance for those people in low or moderate risk areas. |
|